Hudson Valley Federal Credit Union ... Will host a free First-time Homebuyer Seminar on Sept. 29 from 6:30-8:30pm at the Centennial Golf Club (185 John Simpson Rd.), Carmel. Learn more about the home buying process, including how to choose a real estate agent, the importance of a home inspection, and the role of the closing attorney. Register online at hvfcu.org.

The Freight House Café ... On Sunday, Sept. 12 from 12-2pm there will be a cooking demonstration at the Cafe with Culinary Collaborations. Owner Donna will show you how to make the yummiest burgers and coleslaw from the 21 club in Manhattan. Please sign up at culinarcollaboration.com The Freight House Café, 609 Rt. 6, Mahopac. 845-628-1872.

East Road Motors ... Is your local Authorized Service Provider for John Deere power equipment , repairs, parts, maintenance. Pickup and delivery available. East Road Motors, 58 Carolyn Rd. East, Carmel. 845-225-3503

Flooring Superstore ... Has been in business since 1999 and they offer a lifetime warrenty on all their installations. Pay a visit to their 6,000 sq. ft. showroom and see for yourself all the flooring options they offer. Flooring Superstore 1511 Rt. 22, Lakeview Plaza, Brewster. 845-940-1101.

Tots N Us ... Has a before and after School Care Program for Kindergarten through age 10. Opening Monday - Friday 7am to 6pm. Register now. No Appointments Necessary. Visit us or call anytime. Established 1982. Tots N Us, 1136 Rt. 311, Patterson. 845- 878-3604

The Lakeside at Osceola ... Has year round parties. Rain or Shine for up to 200 people. New Sun Dome Super Tent and Game Dome/ Fun Zone... Call us today to book your party. The Lakeside at Osceola, 399 East Main St., Jefferson Valley. 914-245-3246.

IFP Integrated Financial Partners/ Jack Smoot ... Is telling clients what they should do next. LIFETIME INCOME MODEL ™ Do I have enough? Which assets should I use first? Are they in the correct places? IFP Interested Financial Partners, Inc. 185 Rt. 312, Brewster. 845-278-2629 x 208.

Sullivan Insurance ... Has been in business for over 40 years. They have built a solid reputation for professionalism, integrity and service over the years by servicing local businesses and residents. Call or stop by today for a free quote. Sullivan Insurance, 421 Rt. 6, Mahopac. 845-628-9602

Park Ford Lincoln Mercury ... Our goal is to be recognized as the leading community dealership for our customers and our employees; built on trust, honesty and integrity. Call or stop by today. Park Ford Lincolm Mercury, Inc. 276 Rt. 6, Mahopac. 845-628-8800.

International Caterers of Distinction ... Now that it is getting cooler and the parties move indoors, here is an interesting entertaining option. International Caterers of DIstinction, Est. 1983, is offering free delivery and set up on catering orders. Due to popular demand they will be serving Danbury and Putnam County. International Caterers of Distinction, 646-462-2733 or visit internationalcaterers.com.

Express Dry Cleaners ... Is having a 20% off sale on all dry cleaning for new customers. So bring in your winter coats, sweaters, trousers for this really great deal. Express Dry Cleaners 993 Rt. 22, Brewster. 845-582-0945.

Jilco ... For those consumers looking to take advantage of outstanding savings, Jilco will be holding a Clearance Sale on Saturday, Sept. 25. This sale will start at 8:30am and will feature closed out, slightly damaged, returned, and dog-eared merchandise from top manufacturers. JILCO, 135 Mahopac Ave., Granite Springs. 914-248-6100.

Curves of Mahopac ... Want to reduce your risk of heart disease, stroke, osteoporosis, high blood pressure? Relieve the pain of arthritis and reduce the symptoms of anxiety and depression? Curves may be the answer for you. Curves of Mahopac, 936 S. Lake Blvd., Mahopac. 845-621-2522.

Albano Agency ... Has been in business for 33 years, at the same location in Mahopac. He has been serving the community for all of their insurance needs. Stop by, introduce yourself to Carl, he would love to help you out with all of your insurance needs. Albano Agency, 566 Rt. 6, Mahopac. 845-628-6789.

Hair-A-Fair ... Is the place to be for all you hair styling needs. They are conveniently located right across the street from the Carmel High School and are offering students and faculty a ‘Back to School’ special. Hair A Fair, 17 Fair St., Carmel 845-225- 1551.

Dairy and Energy Stop ... Is offering a refill of your propane tank for only $15. While you’re here, don’t forget to pick up charcoal for your Labor Day barbecue, hot dogs, sauerkraut, rolls and 1% milk for only $2.49 a gallon. They are only 3 miles over the NY border from Rt 22 in Brewster. Dairy & Energy Stop, 133 Padanaram Rd., Danbury. 203-798-0340.

Temple Beth Shalom ... Had their Shabbat on Mahopac Beach, Friday evening, August 27. Many members attended and a good time was had by all. Temple Beth Shalom, 760 Rt. 6, Mahopac. 845-628-6133.

Kessman Farms ... Is the 2010 Vegetable Grand Champs at the Dutchess County Fair. Congradulations Kessmans! Kessman Farms, 83 Rt. 22, Pawling. 845-878-7492.